Policies, Terms and Conditions

Please read these terms carefully before using our service

Last Updated: 15 Nov 2025

IMPORTANT INVESTMENT DISCLAIMER

READ THIS CAREFULLY BEFORE SUBSCRIBING

The stock lists, information, and content ("Subscription Content") provided by Prismora Data, LLC ("Prismora," "Company," "we," "us," or "our") is for informational and educational purposes only. Prismora is NOT a registered investment advisor, broker-dealer, or financial planner as defined by the Securities and Exchange Commission ("SEC"), the Investment Advisers Act of 1940, and other applicable regulatory agencies. Nothing in our communications and subscription content constitutes investment advice, a recommendation to buy or sell securities, or personalized financial advice.

By subscribing, you ("Subscriber" or "Subscribers") acknowledge:

You, as a Subscriber, are solely responsible for your own investment decisions
Past performance of stocks or strategies does not guarantee future results
Investing in securities involves substantial risk, including the possible loss of principal
You will conduct your own research and/or consult with a licensed financial professional before making investment decisions
The Company makes no representations or warranties about the accuracy, completeness, or timeliness of any information provided
The Company is not liable for any investment losses you may incur

1. Acceptance of Terms

By subscribing to this service, creating a subscription account, or accessing Subscription Content, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, do not subscribe or use our subscription service.

2. Subscription Services Description

We provide Subscribers with curated stock lists delivered via email on a regular basis. Our service includes (hereinafter "Subscription Services," or "Subscription Service"):

Periodic stock lists based on our proprietary research and methodology
Email delivery to your registered email address
Access for the duration of your active subscription

We reserve the right to modify, suspend, or discontinue any aspect of the Subscription Service at any time without liability.

3. Subscription Plans and Billing

Available Plans

We offer the following Subscription Services durations:

Monthly Subscription: Billed monthly
Quarterly Subscription: Billed every three months
Annual Subscription: Billed annually

Pricing varies by stock market coverage selected. Current pricing for each plan ("Subscription Services Account," or "Account") and market is displayed during the Subscription Services checkout process and in your Subscription Services Account dashboard.

As a Subscriber, you are entitled to receive a new list of stock recommendations delivered via email each business day (Monday through Friday, excluding days where the specific stock market does not trade).

Billing Terms

All Subscription Services Accounts automatically renew at the end of each billing period unless you cancel before the renewal date. By subscribing, you authorize us to charge your payment method on file for all renewal fees in accordance with your Subscription Services plan duration.

Prices may change with at least 30 days' notice to active subscribers, and all fees are billed in U.S. Dollars. Payments are processed by Stripe, and failed payments may result in suspension or termination of your Subscription Service. You are responsible for any applicable taxes associated with your purchase.

4. Free Trials (if applicable)

If we offer a free trial, the trial period lasts for 14 days (ten business days) from the date of signup. Your access will automatically end at the conclusion of the trial unless you choose to subscribe to a paid Subscription Services plan. Please note that only one trial is permitted per customer.

5. Cancellation and Refunds

Cancellation

You may cancel your subscription at any time either through the unsubscribe link in your daily email or by visiting https://www.stockdataanalytics.com/contact/.

Cancellation will take effect at the end of your current billing period, and you will retain access to the Subscription Service until the end of the paid period. Please note that no partial refunds are available for unused time within a billing period.

Refund Policy

All Subscription Services sales are final. The Company provides no refunds after purchase.

Our Right to Terminate

The Company reserves the right to suspend or terminate your Subscription Services Account immediately if you violate these Terms, engage in fraudulent or unauthorized activity, or share or redistribute any Subscription Content without permission. Your Account may also be suspended or terminated if your payment method is declined or if we decide to discontinue the Subscription Services. No refunds will be provided if your account is terminated for cause.

6. Intellectual Property Rights

Our Content

All stock lists, analysis, commentary, logos, graphics, and other materials provided through our service (the "Content") are owned by the Company and protected by copyright, trademark, and other intellectual property laws.

Limited Subscription License

The Company grants you a limited, non-exclusive, non-transferable, and revocable license ("Subscription License") to access and view the Content for your personal, non-commercial use only, and to use the information solely for your own investment research.

Restrictions

You may not share, distribute, or republish our Content, nor use it for any commercial purpose. You are prohibited from selling, licensing, or sublicensing access to our Subscription Service, copying, reproducing, or creating derivative works from our Content, or removing any copyright or proprietary notices. Additionally, you may not use automated systems such as bots or scrapers to access or extract data from our service.

Violation of these restrictions will result in immediate termination of your Subscription License access and may subject you to legal action.

7. User Account and Security

You must provide accurate and current information when subscribing, and are solely responsible for maintaining the confidentiality of your account credentials. All activities that occur under your account are your responsibility, and you must notify us immediately of any unauthorized access or use. Each Subscription Account is intended for a single user only, and Subscription Account sharing is strictly prohibited.

8. User Conduct

You agree not to use the Subscription Service for any illegal or unauthorized purpose, and not to attempt to gain unauthorized access to our systems. You also agree not to interfere with, disrupt, or damage the operation of the Subscription Service, not to impersonate any person or entity, and not to collect or misuse information about other subscribers. Additionally, you must not post, upload, or transmit any viruses, malicious code, or harmful content in connection with your use of the Subscription Service.

9. Disclaimer of Warranties

THE SUBSCRIPTION SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or the accuracy and reliability of information. We make no guarantees that the Subscription Service will be uninterrupted or error-free, that any defects will be corrected, or that the Subscription Service will be free from viruses or other harmful components. Furthermore, we do not warrant that the information provided will be accurate, complete, or current, nor that use of our information will result in profitable investments.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, we are not liable for any investment losses or missed opportunities, nor for any direct, indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or business opportunities. This limitation also applies to any damages arising from your use or inability to use the Subscription Service, or from the accuracy, reliability, or completeness of the information provided. If we are found liable for any reason, our total liability to you will not exceed the amount you paid us in the 12 months preceding the claim, or $100—whichever is less. Please note that some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of these limitations may not apply to you.

11. Indemnification

You agree to indemnify, defend, and hold harmless Prismora Data, LLC, along with its officers, directors, employees, and agents, from and against any claims, damages, losses, liabilities, or expenses (including attorney fees) that arise from your use of the Subscription Service, your violation of these Terms, your infringement of any third-party rights, or your investment decisions.

12. Third-Party Links and Services

Our service may include links to third-party websites or services, but we are not responsible for the content, policies, or practices of any third-party sites. Your interactions with third parties are entirely at your own risk, and we are not liable for any transactions, agreements, or exchanges you conduct with them.

13. Privacy and Data Protection

Your use of our Subscription Service is also governed by our Privacy Policy [link to Privacy Policy], which explains how we collect, use, and protect your personal information, including compliance with applicable privacy laws (General Data Protection Regulation, California Consumer Privacy Act, etc.).

14. Communications

By subscribing to our Subscription Services, you consent to receive service-related emails such as subscription confirmations, billing notices, and service updates, as well as content delivery emails containing your stock lists. You may also receive marketing emails, though you may opt out of marketing communications at any time. All emails comply with the CAN-SPAM Act and include an unsubscribe option.

15. Geographic Restrictions

Our Subscription Service is available worldwide; however, we operate from Illinois, USA, and all content is provided in English only. You are solely responsible for ensuring compliance with your local laws, and some features or functionalities may not be available in all jurisdictions.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will take effect immediately for new Subscribers, while existing Subscribers will receive notice at least 30 days before the changes become effective, either via email or a service announcement. Continued use of the service after the effective date constitutes your acceptance of the modified Terms. If you do not agree to the changes, you must cancel your Subscription.

17. Modifications to Service

We may modify, suspend, or discontinue any aspect of the Subscription Service at any time, with or without notice. We are not liable for any modification, suspension, or discontinuation.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Prismora Data, LLC regarding the Subscription Service and supersede all prior agreements.

19. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

20. No Waiver

Our failure to enforce any right or provision of these Terms will not constitute a waiver of that right or provision.

21. Assignment

You may not assign or transfer these Terms or your Subscription Service. We may assign our rights and obligations without restriction.

22. Governing Law and Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of Illinois and the United States, without regard to conflict of law principles.

Dispute Resolution

Any dispute arising from these Terms or your use of the Subscription Service shall be resolved through binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. Arbitration will take place in Cook County, Illinois. You waive your right to a jury trial and to participate in any class action claims.

Class Action Waiver

You agree to bring claims only in your individual capacity and not as a class member or representative in any class or representative action.

23. Force Majeure

We are not liable for any failure to perform due to circumstances beyond our reasonable control, including acts of God, war, terrorism, pandemics, labor disputes, internet failures, or government actions.

24. Survival

Provisions that by their nature should survive termination (including disclaimers, limitations of liability, indemnification, and dispute resolution) will survive termination of these Terms.

25. Contact Information

For questions about these Terms or to exercise your rights:

Prismora Data, LLC
1625 Newton Avenue, Park Ridge, IL 60068
Email: support@stockdataanalytics.com
Contact: https://www.stockdataanalytics.com/contact/

Acknowledgment

BY CLICKING "I AGREE," CHECKING THE ACCEPTANCE BOX, OR USING OUR SUBSCRIPTION SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE SUBSCRIPTION SERVICES AGREEMENT TERMS AND CONDITIONS.

Last Updated: 12 Nov 2025

Introduction

Welcome to Stock Data Analytics ("we," "us," or "our"). We are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, store, and protect your personal data when you use our services at https://www.stockdataanalytics.com.

Prismora Data LLC, located in Illinois, United States, is the data controller responsible for your personal information.

By using our services, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Information You Provide to Us

When you subscribe to our services, we collect the following mandatory information:

Email Address: Required to deliver the stock data and information you subscribe to
Name: Used to personalize communications and address you appropriately
Zip Code: Necessary to determine applicable sales tax obligations for your transaction
Device IP address and device metadata: This is required to conduct fraud detection and prevention analysis

We do not collect any billing information or any other customer information. Our payment processor is Stripe.

1.2 Information We Collect Automatically

When you access our website and services, we automatically collect:

IP Addresses: Collected for traffic analysis and fraud prevention
Device Fingerprints: Collected to prevent fraud and ensure platform security. Device fingerprinting creates a unique identifier based on your device's characteristics (browser type, operating system, screen resolution, installed fonts, and other technical attributes)
Traffic Metrics (tracking parameters, referring URL, page landings): Collected to assess marketing effectiveness

2. How We Use Your Information

We use your personal information for the following purposes:

2.1 Service Delivery

To send you the stock data and analytics you've subscribed to via email
To manage your subscription and account

2.2 Communication

To address you by name in our communications
To respond to your inquiries and support requests
To send you service-related notifications and updates

2.3 Tax Compliance

To determine applicable sales tax based on your zip code
To maintain tax records as required by law

2.4 Fraud Prevention and Security

To detect and prevent fraudulent activities
To monitor and analyze traffic patterns
To protect our platform from security threats and unauthorized access

2.5 Marketing Campaign Effectiveness

To assess and optimize marketing ROI
To eliminate ineffective campaigns
To improve keyword performance

2.6 Legal Compliance

To comply with legal obligations, including tax laws and regulations
To respond to legal requests and prevent illegal activities

3. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, we process your personal data based on the following legal grounds:

Contract Performance: Processing your email, name, and zip code is necessary to provide our services and fulfill our contractual obligations to you
Legal Obligation: Processing zip code information for tax calculation and retention of records as required by tax laws
Legitimate Interests: Processing IP addresses and device fingerprints for fraud prevention and security purposes, which are legitimate interests that do not override your fundamental rights

4. Data Retention

We retain your personal information for one (1) year after your last subscription ends.

This is done to comply with:

Tax audit requirements for the current tax year

After this retention period, we will securely delete or anonymize your personal information.

5. Data Security

We take the security of your personal information seriously and implement the following measures:

Encryption: Data is encrypted in transit using industry-standard SSL/TLS protocols
Strong Password Requirements: User accounts are protected with strong password policies
Security Monitoring: Active defense systems to protect against hacking attempts, code injection attacks, and other security threats
Access Controls: Limited access to personal data on a need-to-know basis
Encryption at Rest: Data is encrypted using AES-256 data encryption

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

6. Data Storage and International Transfers

Your personal information is stored in databases hosted by Render.com.

Data Location: Virginia (US East)
Server Locations: Virginia (US East)
Render DPA Executed: January 13, 2025 (Render GDPR DPA)
GDPR Compliance: Verified through Sections 2-8 (processor obligations, security, data subject rights, breach notification)
International Transfers: Protected via EU-US Data Privacy Framework with SCCs as fallback
Subprocessors: Available at https://render.com/trust
Security Standards: SOC 2 Type 2, ISO 27001, encryption at rest and in transit

7. Third-Party Service Providers

We do not sell, rent, or share your personal information with third parties for their marketing purposes. However, we work with the following service providers who process data on our behalf:

7.1 Database Hosting

Provider: Render.com
Purpose: Hosting and storing your personal data
Data Shared: All collected personal information
Location: Virginia (US East)

7.2 E-Mail Hosting

Provider: Linode
Purpose: Hosting email servers used to process outbound subscription emails
Data Shared: Email addresses and email content
Location: United States

7.3 Payment Processing

Provider: Stripe
Purpose: Processing subscription payments
Data Shared: Payment information handled directly by Stripe (we do not store payment details)
Privacy Policy: https://stripe.com/privacy

All service providers are contractually required to protect your data and use it only for the purposes we specify.

8. Your Privacy Rights

8.1 Rights for All Users

You have the following rights regarding your personal information:

Right to Access: You can request a copy of the personal information we hold about you
Right to Rectification: You can request correction of inaccurate or incomplete personal information
Right to Object: You can object to certain types of processing
Right to Restriction: You can request that we limit how we use your information

8.2 Additional Rights for European Users (GDPR)

If you are located in the EEA, UK, or Switzerland, you also have:

Right to Erasure ("Right to be Forgotten"): You can request deletion of your personal information in certain circumstances
Right to Data Portability: You can request your data in a structured, commonly used, and machine-readable format
Right to Withdraw Consent: Where processing is based on consent, you can withdraw it at any time
Right to Lodge a Complaint: You can file a complaint with your local data protection authority

8.3 Additional Rights for California Users (CCPA/CPRA)

If you are a California resident, you have:

Right to Know: What personal information we collect, use, disclose, and sell
Right to Delete: Request deletion of your personal information
Right to Opt-Out: We do not sell your personal information
Right to Non-Discrimination: We will not discriminate against you for exercising your rights
Right to Correct: Request correction of inaccurate personal information
Do Not Sell My Personal Information: We do not sell your personal information to third parties

8.4 How to Exercise Your Rights

To exercise any of these rights, please contact us at https://www.stockdataanalytics.com/contact/

General Requests: We will respond within 30 days for GDPR, 45 days for CCPA
Complex Requests: May require up to 90 days for CCPA
Current Limitations: Users are unable to delete their own accounts, please contact support through the contact form provided
Current Process: Users may request account deletion through https://www.stockdataanalytics.com/contact/

We may require verification of your identity before processing your request to protect your privacy and security.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will delete such information.

10. Cookies and Tracking Technologies

10.1 Our Use of Cookies

We use the following types of first-party cookies:

Cookie Name	Purpose	Duration	Type
sessionid	Fraud prevention and security	2 weeks or until browser closes	Essential
csrftoken	Protection against cross-site request forgery attacks	1 year	Essential

These cookies are strictly necessary for the website to function securely and cannot be disabled. They do not track your personal information or browsing behavior across other websites.

We do not use:

Marketing or advertising cookies
Analytics or tracking cookies
Social media cookies
Personalization cookies

10.2 Device Fingerprinting

As described in Section 1.2, we use device fingerprinting technology to create a unique identifier for fraud prevention purposes. This technology analyzes your device's technical characteristics but does not use cookies.

You can limit device fingerprinting by:

Using browser privacy modes or extensions
Adjusting your browser's privacy settings
Using a VPN

However, blocking device fingerprinting may affect your ability to use our services, as it is essential for fraud prevention.

10.3 Do Not Track Signals

Currently, we do not respond to "Do Not Track" signals from browsers.

11. Data Breach Notification

In the event of a data breach that affects your personal information, we will:

For All Users:

Notification: We will notify affected users via email to the email address on file
Timeline: Notification will be sent within 72 hours after we become aware of the breach
Content: The notification will include the nature of the breach, types of data affected, steps we are taking, and steps you can take to protect yourself

For European Users (GDPR):

We will notify the relevant supervisory authority within 72 hours of becoming aware of the breach
We will provide affected individuals with information about the breach without undue delay

For California Users (CCPA):

We will comply with California Civil Code § 1798.82 breach notification requirements
Notification will be provided in the most expedient time possible and without unreasonable delay

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or for other operational, legal, or regulatory reasons.

Notification of Changes:

We will post the updated policy on this page with a new "Last Updated" date
For material changes, we will send an email notification to all users
Your continued use of our services after changes take effect constitutes acceptance of the revised policy

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Business Name: Prismora Data LLC
Address: 1625 Newton Ave, Park Ridge, Illinois, 60068, United States
Email: support@stockdataanalytics.com
Privacy Contact Form: https://www.stockdataanalytics.com/contact/
Response Time: We will respond to your inquiry within 5-10 business days for general inquiries, 30 days for rights requests.

14. Additional Information for Specific Jurisdictions

14.1 California Residents

This section provides additional information for California residents as required by the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

Categories of Personal Information We Collect:

Identifiers (name, email, IP address)
Geolocation data (zip code, derived from IP)
Internet or network activity (device fingerprints)

Business or Commercial Purpose:

Service delivery, fraud prevention, tax compliance (as detailed in Section 2)

Categories of Third Parties:

Service providers (Render.com, Linode.com, Stripe.com)

Sales of Personal Information: We do not sell your personal information.

14.2 Nevada Residents

Nevada residents have the right to opt out of the sale of their personal information. We do not sell personal information as defined under Nevada law. If you are a Nevada resident and have questions, please contact us using the information in Section 13.

14.3 Other U.S. State Privacy Laws

If you reside in Virginia, Colorado, Connecticut, Utah, or other states with comprehensive privacy laws, you may have additional rights. Please contact us for more information about rights specific to your state.

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